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Home > Services & Solutions > Financial Services > IBM Flexible Credit

IBM Flexible Credit

  • Credit decision in minutes
  • Up to $500,000
  • 60 days interest-free
  • No financial statements required

IBM Flexible Credit offers you a line of credit that can be used to purchase Bell Micro's products.

  • You can apply online for fast, easy business credit, with credit lines ranging from $100K - $500K, depending on credit rating
  • No financial statements are required, and credit lines are incremental to any other financing you may have in place
  • IBM Flexible Credit brings relief from the cash crunch, with the option to flex payments up to 60 days past an initial free (no-interest) period
  • Once enrolled, you can manage all aspects of your account online

When it comes to acquiring inventory, every value-added reseller or systems integrator knows that a good line of credit is essential to keeping up with fluctuations in demand. But what if you're already limited by tight credit.

Bell Micro and IBM Global Financing are partnering to offer IBM Flexible Credit™, a line of credit that allows you to acquire virtually any product you need to fulfill your customers' requirements.

You can submit a simple online credit application, and, in most cases, you'll find out in minutes exactly how much credit you're eligible for. You can even qualify for IBM Flexible Credit if you currently have a credit line with others distributors or suppliers. There's no need to provide financial statements, and no minimum sales amount.

Once approved, you can use your credit line immediately! When you submit an order, just provide your customer code with the order, and Bell Micro will automatically process the invoice and send it to IBM Global Financing. If the order is approved for financing IBM will pay Bell Micro, and invoice you directly for payment.

Best of all, you decide how quickly you want to pay. If you pay the full invoice amount by the end of the free-financing period, there's no charge at all. But you can stretch your payments out as much as 60 days after the free-financing period (minimum monthly payments required). It's all up to you!

apply today

IBM

Benefits

  • A PDF version of your agreement will be available for your review; just click to electronically sign
  • As you tap into your credit line, there are no interest charges for financing up to 60 days from Bell Micro
  • You can pay back the principle at the end of the free period
  • The flex payment option is interest-bearing — charges are billed only for the number of days the extra time is used, after the no-interest period
  • IBM Flexible Credit is available in the United States now, with expansion to Canada and Europe later in 2007

 

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